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Throughout our lifetime we can build up substantial wealth, whether that is in property, pensions, share portfolios or simply savings in the bank.

Ideally we would expect to pass that wealth to our families however, without proper planning not all of that wealth will necessarily go to them.

Inheritance Tax affects anyone who leaves an individual estate over the current nil rate band. Anything above this is normally taxed at 40% which can make devastating inroads into your wealth.

There are many ways to mitigate the effects of the tax and you should seek Ashwood Law Wealth Management advice as soon as possible since some measures can only be effective when carried out early enough.

Inheritance tax planning is not regulated by the Financial Conduct Authority

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